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Here's how to use this calculator

STEP 1
Enter a starting initial amount you would like to invest. We suggest a minimum of £2,000.
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STEP 2
Enter a monthly percentage growth you wish to achieve. Today, the average return is less than 0.5% per month in banks and funds. For over 21 years, our strategies have achieved a minimum average of 3% per month. With our proven strategies in mind, we recommend putting 1-3% in this box to show you what is possible if you learn to do this yourself.
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STEP 3
Enter the amount of money you can comfortably add to your trading account per month. We suggest a minimum of £100 per month)
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STEP 4
Enter, if any, the additional amount you would add to your account over 15 years. This is the total amount of lump sums of money you might add to your account over 15 years. It is not essential to fill out, but it can show you what is possible if you strive to add more money than £150 per month.
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STEP 5
Click the ‘calculate’ button to get the compound interest you will get on the amount invested. It’s easy and reliable to plan your financial year and achieve financial goals!
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Ready to Invest?

This is your chance to have a one-on-one session with our Trading Consultants and start your investment journey. Advices are tailor to suit your custom goals. An investment today, is a smart growth of tomorrow.

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The Miracle of Compounding

The secret to getting rich is the miracle of compound interest. Albert Einstein is said to have described compound interest as the world's eighth wonder. The concept involves earning a return not only on your original savings but also on the accumulated interest that you have made on the past investment of your savings.

Our compound interest calculator will show you how much your money will grow over time if you invest it and re-invest your profits every year. It provides a projected future balance and breakdown for the time period. Compound interest is the secret to building wealth over time by investing monthly and re-investing your profits for a period of time.


What is Compound Interest?

Compound interest, also known as 'interest on interest,' is the concept that accumulated interest is added back onto your principal sum, with future interest calculations based on the total of both the original principal and already-accrued interest. Combining the power of compounding interest with regular, consistent investing over a long period of time can be a highly effective approach to increasing your wealth - a compound growth strategy.

The following are some examples of investments where the interest can be compounded to increase growth potential:

  • I.S.A. (UK)
  • Stocks that pay dividends
  • Investing in cryptocurrencies
  • Accounts for Savings
  • Accounts in the money market

Merging compounding interest with a regular payment pattern into your savings account or I.S.A. can really pay off in the long run. A compound interest calculator can be used as a prediction tool for compound growth for your savings account or investment over a given time period, based on an expected rate of return.

Ich hätte da eine Frage…

Fragen & Antworten
1. How much do I need to start investing?
We recommend starting with a minimum of £2,000 and a monthly minimum commitment of £100. Whether you trade or invest this money immediately is not the goal here. The intention is the practice of committing a specific amount of money each month to your financial freedom.
If you can start with £5,000 to £10,000, you will see your money grow much faster. But the goal here is to start, not the amount you start with.
2. When is interest compoun-ded, and when is it not compounded?
Interest can be compounded in savings accounts and investments at the beginning or end of the compounding period. Suppose you want to include additional deposits or withdrawals in your calculation. In that case, you can do so at the beginning or end of each period – daily, monthly, quarterly, half-yearly, and yearly.
Our compounding calculator will help you practice this and see the wealth growth possible if you commit to it.
3. Who stands to gain the most from compound interest?
Compound interest accelerates the growth of your assets. It allows you to grow a sum of money faster than with simple interest because you will earn returns on both the money you invest and the returns at the end of each compounding period. This means you won’t need to save as much money to achieve your objectives!
Saving money is not the goal here. Growing and multiplying it is. Compounding your investments will do this.
4. What is the annual effective interest rate?
After compounding, the effective annual rate is the rate of interest you receive on your investment. When interest compounds, the effective annual rate rises above the nominal yearly rate. The higher the effective annual interest rate, the more times the interest is compounded within the year.